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	<title>kurtschemers &#187; stock market</title>
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		<title>Making A Volatile Stock Market Your VBF</title>
		<link>http://www.kurtschemers.com/making-a-volatile-stock-market-your-vbf</link>
		<comments>http://www.kurtschemers.com/making-a-volatile-stock-market-your-vbf#comments</comments>
		<pubDate>Tue, 13 Sep 2011 18:00:08 +0000</pubDate>
		<dc:creator>sanserve</dc:creator>
				<category><![CDATA[Financial]]></category>
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		<category><![CDATA[MCIM]]></category>
		<category><![CDATA[Modern Portfolio Theory]]></category>
		<category><![CDATA[MPT]]></category>
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		<guid isPermaLink="false">http://www.kurtschemers.com/?p=1323</guid>
		<description><![CDATA[Successful investment strategies require an understanding of the forces of stock market nature, and disciplined rules of portfolio management. If you can transition back to individual securities, you will do better at moving toward your goals, most of the time, because the opportunities are out there --- all of the time.]]></description>
			<content:encoded><![CDATA[<p>Call it<br />
foresight, or hindsight if you want to be argumentative, but a long-term view<br />
of the investment process eliminates the guesswork and points pretty clearly<br />
toward a trading mentality that keys on the natural volatility of hundreds of<br />
Investment Grade Value Stocks (Google IGVSI).</p>
<p>&nbsp;</p>
<p>&#8230;  is the &#8220;volatility&#8221; that most<br />
people fear and that Wall Street loves them to fear. It can be narrowly<br />
confined to certain sectors, or much broader, encompassing practically<br />
everything. The broader it becomes, the more likely it is to be categorized as<br />
either a rally or a correction.</p>
<p>&nbsp;</p>
<p>Similarly, there<br />
is absolutely no growing income component in any portfolio managed using Modern<br />
Portfolio Theory (MPT). How many non-MCIM investors do you think have retired<br />
recently with more liquid, income-producing assets than they had 12 years ago,<br />
way back in 1999?</p>
<p>&nbsp;</p>
<p>For the rest of<br />
the article: http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/5660</p>
<p>&nbsp;</p>
<p>Ask Your<br />
Financial Professional About Market Cycle Investment Management</p>
<p>&nbsp;</p>
<p>Attend A Free<br />
MCIM Webinar &#8211; http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/18362</p>
<p>&nbsp;</p>
<p>Join My Private<br />
Mailing List</p>
<p>https://www.mailermailer.com/x?oid=1026971f</p>
<p>&nbsp;</p>
<p>Steve Selengut</p>
<p>Author of<br />
&#8220;The Brainwashing of the American Investor: The Book That Wall Street Does<br />
Not Want You To Read&#8221;</p>
<p>http://marketcycleinvestmentmanagement.com</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>Wall Street Most Wanted: A New Blue Chip Market Indicator</title>
		<link>http://www.kurtschemers.com/wall-street-most-wanted-a-new-blue-chip-market-indicator</link>
		<comments>http://www.kurtschemers.com/wall-street-most-wanted-a-new-blue-chip-market-indicator#comments</comments>
		<pubDate>Wed, 13 Apr 2011 11:15:27 +0000</pubDate>
		<dc:creator>sanserve</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[alternative investment]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[DJIA]]></category>
		<category><![CDATA[dow]]></category>
		<category><![CDATA[IGVSI]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[indicator]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[MCIM]]></category>
		<category><![CDATA[NASDAQ]]></category>
		<category><![CDATA[NYSE]]></category>
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		<guid isPermaLink="false">http://www.kurtschemers.com/?p=1319</guid>
		<description><![CDATA[The Dow, Investment Grade Value Stocks, and Alternative Investments The idea that an investment portfolio can contain any number of unrelated speculations without itself being speculative is the stuff that Wall Street&#8217;s alternative investment purveyors are selling. True investment portfolios need none of this, and the numbers prove it true beyond any doubt. There is [...]]]></description>
			<content:encoded><![CDATA[<p>The Dow, Investment Grade Value Stocks, and Alternative Investments</p>
<p>The idea that an investment portfolio can contain any number of unrelated speculations without itself being speculative is the stuff that Wall Street&#8217;s alternative investment purveyors are selling. True investment portfolios need none of this, and the numbers prove it true beyond any doubt. There is no need to fight or to counteract the market cycle, which is what alternative speculations try to do.</p>
<p>Easily managed, goal-directed investment portfolios should contain both equity and income producing securities &#8212; each with their separate purposes within the portfolio, and each with their own unique reactions to the same economic, political, and market stimuli.</p>
<p>The IGVSI, a true blue-chip index, didn&#8217;t fall as far as the DJIA or S &amp; P 500, and has risen to a new all time highs far sooner. IGVSI based portfolios, long-term, have done better by far than the dot-com-replacing ETFs, precious metals, and currency futures.</p>
<p>The S &amp; P 500 contains 165 more stocks than the IGVSI, but less than half are Investment Grade Value Stocks. Although it is more broad based, it is also more speculative, and has not done as well as the DJIA. Still 14.7% below the 2007 high, it would need to gain another 17.2% just to claw back to its 2007 level.</p>
<p>For the rest of the story: http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/5742</p>
<p>Steve Selengut</p>
<p>http://www.marketcycleinvestmentmanagement.com</p>
<p>http://www.valuestockindex.com</p>
<p>Author of: &#8220;The Brainwashing of the American Investor: The Book that Wall Street Does Not Want YOU to Read&#8221;, and &#8220;A Millionaire&#8217;s Secret Investment Strategy&#8221;</p>
]]></content:encoded>
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		<title>The Dow Jones Industrials — A Blue Chip Average No More</title>
		<link>http://www.kurtschemers.com/the-dow-jones-industrials-a-blue-chip-average-no-more</link>
		<comments>http://www.kurtschemers.com/the-dow-jones-industrials-a-blue-chip-average-no-more#comments</comments>
		<pubDate>Mon, 28 Feb 2011 16:34:58 +0000</pubDate>
		<dc:creator>sanserve</dc:creator>
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		<guid isPermaLink="false">http://www.kurtschemers.com/?p=1305</guid>
		<description><![CDATA[
To most investors, the DJIA provides all of the information they think they need, and they worship it mindlessly --- thinking it has mystical predictive and analytic powers far beyond the scope of any other market number. 
]]></description>
			<content:encoded><![CDATA[<p>To most investors, the DJIA provides all of the information they think they need, and they worship it mindlessly &#8212; thinking it has mystical predictive and analytic powers far beyond the scope of any other market number.</p>
<p>Instead of rejoicing as the DJIA and S &amp; P establish new three year highs, pay attention to some reality based numbers: together they remain about 15% below where they were at their October 2007 highs. Each would have to gain an additional 18% or so to break even with where they were more than three years ago.</p>
<p>Can a glimpse of the DJIA ever provide the kind of information you need to stay in tune with the market?</p>
<p>For the rest of the story: http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/5662</p>
<p>PLEASE CLICK HERE T0 RECEIVE ALL OF MY NEW ARTICLES AND ANNOUNCEMENTS: https://www.mailermailer.com/x?oid=1026971f OR, join my Linked In Network</p>
<p>Steve Selengut</p>
<p>http://www.marketcycleinvestmentmanagement.com</p>
<p>http://www.valuestockindex.com</p>
<p>Author of: &#8220;The Brainwashing of the American Investor: The Book that Wall Street Does Not Want YOU to Read&#8221;, and &#8220;A Millionaire&#8217;s Secret Investment Strategy&#8221;</p>
]]></content:encoded>
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		<title>Stock Selection &#8211; Tools and Rules</title>
		<link>http://www.kurtschemers.com/stock-selection-tools-and-rules</link>
		<comments>http://www.kurtschemers.com/stock-selection-tools-and-rules#comments</comments>
		<pubDate>Wed, 08 Dec 2010 19:29:29 +0000</pubDate>
		<dc:creator>sanserve</dc:creator>
				<category><![CDATA[Financial]]></category>
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		<guid isPermaLink="false">http://www.kurtschemers.com/?p=1261</guid>
		<description><![CDATA[
The objective of the exercise is to have cash available for buying during every downturn --- can't happen unless you have the courage to take profits when prices are rising. Yes, you are expected to feel stupid in both exercises. When you feel like you "sold too soon", the bubble buster is just around the corner. When you know you re-entered the market too early, the rally is just over the horizon.
]]></description>
			<content:encoded><![CDATA[<p>At least ten hands shoot into the air as the discussion turns to stock selection. The speaker smiles, responds to each, and observes: &#8220;You really need to know the depth of the water, its temperature, tides, and currents before you dive into the river &#8212; and then, what kind of predators are in there?&#8221;</p>
<p>The investment planning stage is too often ignored by the young and the new, and too often over cooked by the older and beaten up. Most of the confused indecisiveness is due to constant media hype and an endless bombardment of data, news, software solutions, electronic tools, and expert opinions. But most actual investment errors are caused by invalid expectations, fear, greed, and lack of discipline.</p>
<p>Here&#8217;s an overview, and it is expected to provide structure and provoke thinking while skimming over most of the detail and explanation that can be found in the &#8220;Brainwashing&#8221; book.</p>
<p>For the rest of the story:  http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/18351</p>
<p>Steve Selengut</p>
<p>http://www.marketcycleinvestmentmanagement.com</p>
<p>Author of: &#8220;The Brainwashing of the American Investor: The Book that Wall Street Does Not Want YOU to Read&#8221;</p>
]]></content:encoded>
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		<title>Investment Market Numbers: S &amp; P 500 +8%; IGVSI +13%; MCIM +20%</title>
		<link>http://www.kurtschemers.com/investment-market-numbers-s-p-500-8-igvsi-13-mcim-20</link>
		<comments>http://www.kurtschemers.com/investment-market-numbers-s-p-500-8-igvsi-13-mcim-20#comments</comments>
		<pubDate>Wed, 10 Nov 2010 20:02:32 +0000</pubDate>
		<dc:creator>sanserve</dc:creator>
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		<guid isPermaLink="false">http://www.kurtschemers.com/?p=1254</guid>
		<description><![CDATA[IGVSI Rally Continues &#8211; Profit Taking Opportunities Take the Spotlight! The Market Cycle Investment Management model has outperformed the popular investment indices since it was first developed in 1970. It features an approach that embraces market volatility; selects securities using strict quality, diversification, and income standards; and operates under strict disciplines for asset allocation, buying [...]]]></description>
			<content:encoded><![CDATA[<p><a class="highslide" rel="attachment wp-att-1255" href="http://www.kurtschemers.com/investment-market-numbers-s-p-500-8-igvsi-13-mcim-20/new-book-cover_thumb"><img class="alignnone size-full wp-image-1255" src="http://www.kurtschemers.com/wp-content/uploads/New-Book-Cover_Thumb.jpg" alt="" width="135" height="207" /></a>IGVSI Rally Continues &#8211; Profit Taking Opportunities Take the Spotlight!</p>
<p>The Market Cycle Investment Management model has outperformed the popular investment indices since it was first developed in 1970. It features an approach that embraces market volatility; selects securities using strict quality, diversification, and income standards; and operates under strict disciplines for asset allocation, buying securities, and profit taking.</p>
<p>In 1987, MCIM portfolios recovered totally from the October fiasco in less than a year. In 2000, they experienced no downturn at all while incredible carnage devastated NASDAQ no value stocks and the mutual funds that worshipped them.</p>
<p>No one can deny that the June 2007 to March 2009 &#8220;financial crisis&#8221; correction was different &#8212; perhaps scarier than anything ever experienced before. NASDAQ is still below where it was in 2007 (and 50% of where it was in 1999). The S &amp; P is 23% below its 2007 high; the DJIA about 20%; while the IGVSI is just 7% below its all time high level.</p>
<p>Many MCIM users have been achieving new all time highs for months. What&#8217;s in your portfolio?</p>
<p>For the rest of the story: http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/16075</p>
<p>Steve Selengut</p>
<p>http://kiawahgolfinvestmentseminars.net</p>
<p>http://www.marketcycleinvestmentmanagement.com</p>
<p>Author of: &#8220;The Brainwashing of the American Investor: The Book that Wall Street Does Not Want YOU to Read&#8221;, and &#8220;A Millionaire&#8217;s Secret Investment Strategy&#8221;</p>
]]></content:encoded>
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		<title>Ten Investment Risk Minimization Strategies</title>
		<link>http://www.kurtschemers.com/ten-investment-risk-minimization-strategies</link>
		<comments>http://www.kurtschemers.com/ten-investment-risk-minimization-strategies#comments</comments>
		<pubDate>Wed, 25 Aug 2010 18:18:16 +0000</pubDate>
		<dc:creator>sanserve</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[diversification]]></category>
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		<guid isPermaLink="false">http://www.kurtschemers.com/?p=1163</guid>
		<description><![CDATA[Errors occur most frequently when judgment is rocked out of the boat by emotion, hindsight, and misconceptions about how securities react to varying economic, political, and hysterical currents. You are the commander of your investment yacht. Use these ten risk-minimizers as investment capital life preservers:]]></description>
			<content:encoded><![CDATA[<p>In the recent financial crisis, a very small percentage of (I-bought-my-home-to-live-in) mortgagors stopped making their payments. Still, the hysteria over the bursting housing bubble (i.e., lower market values) led to financial institution road-kill because of ridiculous accounting rules.</p>
<p>When the dot-come bubble destroyed &#8220;new economy&#8221; gladiators in a gory spectacle destined to repeat itself over time, what investment portfolios cheered unscathed from the coliseum bleachers?</p>
<p>If you reduce the amount of betting in your portfolio (and throw out politicians who don&#8217;t have a clue about the workings of free markets) you can safely navigate even the choppiest seas that the market, interest rate, and economic cycles roll your way.</p>
<p>Most investment mistakes are caused by basic misunderstandings of the securities markets and by invalid performance expectations. Losing money on an investment may not be the result of an investment sandbar and not all mistakes in judgment result in broken propellers.</p>
<p>Errors occur most frequently when judgment is rocked out of the boat by emotion, hindsight, and misconceptions about how securities react to varying economic, political, and hysterical currents. You are the commander of your investment yacht. Use these ten risk-minimizers as investment capital life preservers:</p>
<p>For &#8220;the rest of the story&#8221;: <a href="http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/6997">http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/6997</a></p>
<p>Steve Selengut</p>
<p>http://www.marketcycleinvestmentmanagement.com/</p>
<p>Author of: &#8220;The Brainwashing of the American Investor: The Book that Wall Street Does Not Want YOU to Read&#8221;, and &#8220;A Millionaire&#8217;s Secret Investment Strategy&#8221;</p>
]]></content:encoded>
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		<title>Basics of Investment Hedging</title>
		<link>http://www.kurtschemers.com/basics-of-investment-hedging</link>
		<comments>http://www.kurtschemers.com/basics-of-investment-hedging#comments</comments>
		<pubDate>Thu, 19 Aug 2010 17:21:26 +0000</pubDate>
		<dc:creator>sanserve</dc:creator>
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		<guid isPermaLink="false">http://www.kurtschemers.com/?p=1161</guid>
		<description><![CDATA[Risk minimization requires the identification of what's inside a portfolio. Risk control requires decision-making by the owner of the investment assets. Risk management requires a selection process from a universe of securities that meet a known set of qualitative standards.]]></description>
			<content:encoded><![CDATA[<p>Most people enter the investment arena thinking that &#8220;Risk&#8221; is a board game they played in college. Today, I would guess that the majority of investors have never owned an individual share of common stock or a Municipal Bond.</p>
<p>The popularity of investment products has heightened the risk for all investors and has indirectly led to many of the policy errors that threaten both capitalism and the economic fabric of America. Individual equity market prices are increasingly and inappropriately influenced by decision-making based only on the derivatives that contain them.</p>
<p>Few people consider the investment risk associated with public policy decisions. Product investors and derivative speculators participate in less personal markets, where it is more difficult to connect the dots between their personal financial interests and their political alignments.</p>
<p>So in a very real sense, investors have to deal with public policy risk every bit as much as they need to analyze the risks associated with the securities and other financial products they hold in their portfolios &#8212; complicated, but it is doable.</p>
<p>For &#8220;the rest of the story&#8221;: <a href="http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/6996">http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/6996</a></p>
<p>Steve Selengut</p>
<p>http://www.marketcycleinvestmentmanagement.com/</p>
<p>Author of: &#8220;The Brainwashing of the American Investor: The Book that Wall Street Does Not Want YOU to Read&#8221;, and &#8220;A Millionaire&#8217;s Secret Investment Strategy&#8221;</p>
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		<title>Risk, The Essence Of Investing</title>
		<link>http://www.kurtschemers.com/risk-the-essence-of-investing</link>
		<comments>http://www.kurtschemers.com/risk-the-essence-of-investing#comments</comments>
		<pubDate>Fri, 30 Jul 2010 14:49:03 +0000</pubDate>
		<dc:creator>sanserve</dc:creator>
				<category><![CDATA[Financial]]></category>
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		<guid isPermaLink="false">http://www.kurtschemers.com/?p=1149</guid>
		<description><![CDATA[Risk minimization requires the identification of what's inside a portfolio. Risk control requires decision-making by the owner of the investment assets. Risk management requires a selection process from a universe of securities that meet a known set of qualitative standards.]]></description>
			<content:encoded><![CDATA[<p>Another mental step in risk minimization is education. You just can&#8217;t afford to put money into things you don&#8217;t understand, or which the salesman can&#8217;t explain to you in ordinary English, Spanish, French, whatever.</p>
<p>Of course you would prefer to skip this step and jump right into some new product athletic shoes that will hurdle you over the work and directly into the profits. How&#8217;s that been working out for you? It was once written (somewhere): no work, no reward.</p>
<p>Risk is compounded by ignorance, multiplied by gimmickry, and exacerbated by emotion. It is halved with education, ameliorated with cost-based asset allocation, and managed with disciplined: selection quality, diversification, and income rules&#8212; The QDI.</p>
<p>For the &#8220;rest of the story&#8221;:</p>
<p><a href="http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/6995">http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/6995</a></p>
<p>Steve Selengut</p>
<p><a href="http://www.sancoservices.com">http://www.sancoservices.com</a></p>
<p>Author of: &#8220;The Brainwashing of the American Investor: The Book that Wall Street Does Not Want YOU to Read&#8221;, and &#8220;A Millionaire&#8217;s Secret Investment Strategy&#8221;</p>
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		<title>Stock Market Corrections Are Beautiful Things &#8211; Shopping At The Gap</title>
		<link>http://www.kurtschemers.com/stock-market-corrections-are-beautiful-things-shopping-at-the-gap</link>
		<comments>http://www.kurtschemers.com/stock-market-corrections-are-beautiful-things-shopping-at-the-gap#comments</comments>
		<pubDate>Fri, 07 May 2010 14:02:58 +0000</pubDate>
		<dc:creator>sanserve</dc:creator>
				<category><![CDATA[Financial]]></category>
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		<guid isPermaLink="false">http://www.kurtschemers.com/?p=1134</guid>
		<description><![CDATA[A correction is a beautiful thing, simply the flip side of a rally, big or small. Theoretically, even technically I'm told, corrections adjust equity prices to their actual value or support levels. In reality, it's much easier than that. Here's a list of ten things to think about doing, or to avoid doing, during corrections of any magnitude:]]></description>
			<content:encoded><![CDATA[<p>A correction is a beautiful thing, simply the flip side of a rally, big or small. Theoretically, even technically I&#8217;m told, corrections adjust equity prices to their actual value or &#8220;support levels&#8221;. In reality, it&#8217;s much easier than that.</p>
<p>Prices go down because of speculator reactions to expectations of news, speculator reactions to actual news, and investor profit taking. The two former &#8220;becauses&#8221; are more potent than ever before because there is more self-directed money out there than ever before. And therein lies the core of correctional beauty!</p>
<p>Mutual Fund unit holders rarely take profits but often take losses. Additionally, the new breed of Index Fund Speculators over-react to news of any kind because that&#8217;s what speculators do. Thus, if this brief little hiccup becomes considerably more serious, new investment opportunities will be abundant!</p>
<p>Here&#8217;s a list of ten things to think about doing, or to avoid doing, during corrections of any magnitude:</p>
<p>For the rest of the article: <a href="http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/6923">http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/6923</a></p>
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		<title>Managed Asset Allocation &#8211; Working Capital Model Part One</title>
		<link>http://www.kurtschemers.com/managed-asset-allocation-working-capital-model-part-one</link>
		<comments>http://www.kurtschemers.com/managed-asset-allocation-working-capital-model-part-one#comments</comments>
		<pubDate>Thu, 08 Apr 2010 14:59:39 +0000</pubDate>
		<dc:creator>sanserve</dc:creator>
				<category><![CDATA[Financial]]></category>
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		<guid isPermaLink="false">http://www.kurtschemers.com/?p=1085</guid>
		<description><![CDATA[The key to successful Investment Management is Asset Allocation, the process of dividing the available investment dollars into two, and only two, buckets: Equity and Income Investments. All investment grade securities fit within one of these two classifications, based solely upon the primary purpose for their ownership. There are several key issues involved in successful Asset Allocation]]></description>
			<content:encoded><![CDATA[<p><a class="highslide" onclick="return vz.expand(this)" rel="attachment wp-att-1088" href="http://www.kurtschemers.com/managed-asset-allocation-working-capital-model-part-one/money-tree"><img class="alignleft size-medium wp-image-1088" title="Working Capital" src="http://www.kurtschemers.com/wp-content/uploads/working-capital-279x300.jpg" alt="" width="223" height="240" /></a>Asset Allocation is an investment-planning tool, not an investment strategy &#8212; few investment professionals understand the distinction. Fewer still have discovered the power of The Working Capital Model. The problem that most investors have is that they use the wrong number to determine their Asset Allocation in the first place. Neither market value nor the calendar year should be relevant issues.</p>
<p>The only reason for a person to assume the risks associated with investing is the possibility of achieving a higher rate of return than is attainable in risk free savings depositories for their capital (money). Investing is a get rich slowly process, conducted in an uncertain environment &#8212; one that must be understood and managed in a way that minimizes the risks involved.</p>
<p>The Working Capital Model accomplishes this by eliminating the need for impersonal comparisons with arbitrary and unrelated numbers and time periods. It works best with portfolios that are diversified among individual securities that are at the same time of high quality and income producing.</p>
<p>The key to successful investment management is Asset Allocation, the process of dividing the available investment dollars into two, and only two, buckets: equity investments and income producing investments.</p>
<p>All investment grade securities fit within one of these two classifications, based solely upon the primary purpose for their ownership. There are several key issues involved in successful Asset Allocation:</p>
<p>For the rest of the article, and links to Parts Two and Three:</p>
<p>http://kiawahgolfinvestmentseminars.net/Inv/index.cfm/6886</p>
<p>Steve Selengut</p>
<p><a href="http://www.sancoservices.com">http://www.sancoservices.com</a></p>
<p><a href="http://www.kiawahgolfinvestmentseminars.net">http://www.kiawahgolfinvestmentseminars.net</a></p>
<p>Author of: &#8220;The Brainwashing of the American Investor: The Book that Wall Street Does Not Want YOU to Read&#8221;, and &#8220;A Millionaire&#8217;s Secret Investment Strategy&#8221;</p>
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